Yamini Patel
A patient, clear process for one of the biggest decisions you'll make.
How I work with clients.
I'm Yamini Patel, a licensed Loan Officer with Cohen Mortgage. I came to this work because I believe a good mortgage advisor can change how someone experiences buying a home—from stressful and confusing to thoughtful and clear.
My clients get a calm, considered process. I take the time to understand what you're actually trying to accomplish, then walk you through the options that fit your situation honestly. No pressure, no surprise paperwork, no jargon-heavy explanations.
Whether you're at the beginning of your homebuying journey or somewhere in the middle of figuring it out, I'd love to talk. The first conversation is always free, and you'll walk away knowing more than when you started.
What I work on most.
First-Time Buyers
Buying your first home is a big moment. I'll explain the process at the pace that works for you and make sure you understand each step before we take it.
Conventional Loans
Most qualified buyers end up in a conventional loan. I'll help you compare term options, down payment scenarios, and PMI trade-offs so you know what you're choosing.
FHA & VA
Government-backed loans have real benefits and real trade-offs. I'll walk you through both so you understand what's truly best for your situation.
Let's talk.
The first conversation is free and never includes a credit pull. Yamini will give you a clear picture of your options—no pressure, just an honest read on what's possible.