Eddie Cohen
Two decades inside the mortgage industry, now leading the kind of brokerage I always wished existed.
How I work with clients.
I started Cohen Mortgage in June 2023 with a clear idea of what I wanted to build: a brokerage where clients work directly with an experienced advisor, where complex situations get the time and care they deserve, and where the process feels personal because, structurally, it is.
Before founding Cohen Mortgage, I spent nearly two decades inside the mortgage industry—starting at a high-volume call-center brokerage, then ten years underwriting loans at two different banks, then seven more as a sales manager at a regional independent mortgage bank. Each of those roles taught me a different piece of what good service actually looks like, and what gets in the way of it.
What I bring to your file is calm, the depth of an underwriting background, and a real commitment to walking you through every step. Whether you're a first-time buyer who needs the basics explained or someone navigating a complex income scenario, I treat the conversation like it matters—because it does.
What I work on most.
Complex Income Files
Self-employed, multiple businesses, K-1 partnerships, trust income—structures most lenders punt on are exactly the ones I've underwritten hundreds of times before.
First-Time Buyers
I'll explain every step in plain English: pre-approval, escrow, mortgage insurance, closing costs. As many times as you need to hear it. No question is too basic.
Refinance Strategy
Before you commit, we'll run a complete break-even analysis. If the numbers don't actually serve you, I'll tell you so—even if it costs me the deal.
Let's talk.
The first conversation is free and never includes a credit pull. Eddie will give you a clear picture of your options—no pressure, just an honest read on what's possible.